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Bad Money Times
Financial true crime • authority abuse
ARTICLES Evergreen write-ups • short + direct

Articles & Case Write-Ups

These are plain-language write-ups about scams, frauds, and institutional betrayal. When possible, the core facts come from court records and public reporting.

What you’ll get

The setup → the mechanism → the damage → the consequence.

What you won’t get

No “guru” advice. No fake certainty. No sensational fluff.

Resources

Tools & references related to fraud + protection.

Go to Resources →
Ponzi Evergreen

The Bernie Madoff Story

This is the fraud that broke people’s brains because it didn’t look like a scam. It looked like stability. It looked like status. It looked like “smart money.”

The setup

The pitch wasn’t “get rich quick.” The pitch was “steady returns forever.” That’s how it got the wealthy, the institutions, and the charities.

The mechanism

New money paid old investors. The “profits” were paper. The trust was real. The moment inflows slowed, the illusion collapsed.

The damage

Retirements erased. Foundations hollowed out. Regular people wiped out — especially when their money was pooled into “safe” funds.

The red flag

Any investment that promises consistent, low-volatility returns in all markets is either misunderstood… or manufactured.

Corporate Fraud Evergreen

The WorldCom Collapse

This wasn’t a “street scam.” This was a boardroom crime. The product was confidence — until the numbers couldn’t hold the lie.

The setup

Expansion, acquisitions, and a story Wall Street wanted to believe: “We’re dominating telecom — growth forever.”

The mechanism

Costs were manipulated and shifted to make the company look profitable. The result: financial statements that didn’t reflect reality.

The damage

Employees lost jobs. Investors got crushed. Retirement accounts took hits. “Just accounting” becomes real life fast.

The red flag

When a company’s story is stronger than its cash flow, always ask: “Where is the money actually coming from?”

Classic Scam Evergreen

The Scam That Became a Word

Every era has a “new” scam — but the structure is old. The technology changes. The psychology doesn’t.

The hook

Trust transfer: authority, status, exclusivity, or “inside access.”

The squeeze

Urgency + embarrassment + fear. The victim is pushed to act fast and stay quiet.

The extraction

Money leaves the victim’s control. Recovery becomes “complicated” on purpose.

The vanish

The scammer disappears, rebrands, or blames the victim for “not understanding.”

Pump & Dump Evergreen

The “Wolf of Wall Street” Reality

The glamorous version is a movie. The real version is a machine: aggressive sales tactics, manipulated pricing, and victims who don’t realize what happened until it’s over.

The setup

A boiler-room culture that rewards persuasion over truth. “Close the deal” becomes the only ethic.

The mechanism

Push questionable stocks hard, drive demand, control the spread, and dump at the top.

The damage

Regular people get sold a fantasy and end up holding the bag when the price collapses.

The red flag

Any “advisor” who pressures you fast, discourages questions, or acts offended by skepticism is a threat.

Want the sources + related tools?

If you’re here because of a Short: the site is where we keep things organized. Articles for context. Resources for protection and next steps.