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Bad Money Times
Financial true crime • authority abuse
RESOURCES

Tools that make fraud harder and documentation easier.

These are practical, no-BS resources that match the Bad Money Times mission: spot patterns, reduce exposure, keep a clean paper trail, and make identity theft more expensive.

Top picks (start here)

These are the fastest “impact per dollar” items for most people: reduce exposure + protect records + track money.

Education

Pattern recognition: scams, corruption incentives, and how manipulation works.

2 items
OFFENSIVE INTELLIGENCE book cover
OSINT / Intelligence Best for: investigators

OFFENSIVE INTELLIGENCE: 300 techniques, tools and tips to know everything about everyone, in business and elsewhere

The definitive handbook of business intelligence. New updated edition, 440 pages. Offensive Intelligence is a compendium of tips, tools and techniques for finding out everything about everyone, in the corporate world and beyond. Who are the readers of "Offensive Intelligence"? Investigators. Journalists. Strategic intelligence professionals. Lawyers. Accountants. Tax auditors. Security managers. Fraud professionals. Executives of small to medium-sized companies. Financial, marketing or recruitment managers. Debt collection specialists. Investors looking for tools to secure their projects. This book is for you if you want to: Master Google Hacking and in-depth Google research techniques. Uncover hidden information, poorly protected documents and databases. Walk in the Darkweb without (too much) risk. Know everything about your competitors' or partners' projects. Learn how to use OSINT tools (open source intelligence) for finding business data. Become familiar with spy equipment (basic level). Find a person anywhere in the world. Locate a place from a picture. Test facial recognition (it’s just amazing). Understand how easy it is to usurp an identity. Use the most recent methods to track the best candidates for a job. Find out everything about the financial health of a company. Find unlikely information on social networks. Detect lies. Learn the techniques of field investigation. This is a book for learning. It is not written to be read but to be experienced. Philippe Dylewski trained as a psychologist. He ran a human resources consultancy before becoming a private detective, specializing in the search for missing persons. Later, he developed a business intelligence practice. Based in Thailand, he coordinates the activities of an international network of private investigators. He published his first book in France in 2009 and hasn't stopped writing since.
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Corruption and Government book cover
Corruption / Policy Best for: understanding systems

Corruption and Government: Causes, Consequences, and Reform

The second edition of Corruption and Government updates Susan Rose-Ackerman's 1999 book to address emerging issues and to rethink old questions in light of new data. The book analyzes the research explosion that accompanied the fall of the Berlin Wall, the founding of Transparency International, and the World Bank's decision to give anti-corruption policy a key place on its agenda. Time has vindicated Rose-Ackerman's emphasis on institutional reform as the necessary condition for serious progress. The book deals with routine payoffs and with corruption in contracting and privatization. It gives special attention to political corruption and to instruments of accountability. The authors have expanded the treatment of culture as a source of entrenched corruption and added chapters on criminal law, organized crime, and post-conflict societies. The book outlines domestic conditions for reform and discusses international initiatives - including both explicit anti-corruption policies and efforts to constrain money laundering.
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Identity & Document Protection

Basic tools that reduce exposure and create friction for thieves.

2 items
Minimalist Wallet
RFID / Daily carry Best for: travel

Upgraded Hinged Minimalist Wallet for Men | Slim Metal RFID Blocking Wallet | Credit Card Holder & Money Clip Holds 20 Cards | Premium Scratch-Resistant Finish | Ideal Gift for Men

Brand Lenvoten Color S1-Matte Black Material Aerospace Aluminum Metal Style Aerospace Aluminum Metal Matte Black Pattern Money clip wallets for men About this item 【Beyond Slim: A Revolution in Your Pocket】Liberate yourself from the bulk and clutter of traditional wallets. Our minimalist wallet is precision-machined from a single sheet of aerospace-grade aluminum, achieving an ultra-slim profile that feels almost invisible in your pocket (a mere 0.2" thin). It's not just a slim wallet; it's a declaration of freedom for your daily carry, whether you're in gym shorts or a tailored suit. Experience the pure joy of a compact wallet that eliminates the unsightly bulge forever 【Engineered Capacity: Hinged for Strength, Designed for Life】Don't let the slim size fool you. At the heart of this metal wallet lies our revolutionary reinforced hinge—a piece of mechanical artistry built to last a lifetime. This robust mechanism effortlessly manages your entire collection, securely holding 1-20 cards without strain. Paired with the versatile, easy-to-use money clip, it consolidates your cash and cards into one streamlined, powerful men's wallet. It’s the intelligent, heavy-duty solution for the modern man 【Your Digital Armor: Unbreachable RFID Security】In today's world, your wallet is your first line of defense. This RFID blocking wallet is your silent guardian, featuring full-spectrum shielding that creates an impenetrable Faraday cage around your cards. Rest assured, your financial and personal data on credit, debit, and ID cards are completely safe from digital theft. This essential travel wallet feature offers you undeniable peace of mind, anywhere in the world 【Fluid One-Hand Access: The Thumb Groove of Genius】We obsessed over the perfect card access. The ingeniously designed thumb groove is more than a feature; it's an extension of your hand. With a single, natural press, your desired card glides out smoothly and securely. This easy-access card holder for men transforms a daily friction into a moment of effortless pleasure, proving that superior minimalist design is always the most functional 【The Heirloom-Grade Gift: A Story in Every Detail】This is more than an accessory; it's a keepsake. Crafted from premium materials with a flawless, scratch-resistant finish, it's designed to age with grace. Presented in our premium gift box, it arrives ready to become a cherished present. As the perfect Gift for Men, it speaks volumes of your taste—ideal for Father's Day, Christmas, a birthday, or to mark any milestone. It’s not just a gift they'll use; it's a story they'll carry 【Lifetime Service & Support】We are so confident in the exceptional durability of our metal wallet that we back it with our Lifetime Service commitment. Should any issue ever arise with your minimalist wallet, our dedicated support team is here to provide prompt solutions and ensure it remains a trusted part of your journey for years to come. It's not just a purchase; it's a lifelong partnership, guaranteed to be the last slim wallet you'll ever need to buy
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Fireproof Document Bags
Fireproof / Waterproof Best for: go-bag

4 Pack Fireproof Document Bags, Waterproof Document Pouch Holder with Zipper, Fire Proof Money Bag for Cash, Fireproof Envelope Fire Safe Bag, Fire Resistant Storage for Legal/A4 Size

Color Black Material high quality non-itchy silicone coated fiberglass Style Modern Brand andyer Sheet Size a4 About this item 4 DIFFERENT SIZES FOR DIFFERENT NEEDS - Keep all your important documents in one safe place and stay organized. Andyer 4-piece fireproof bag set includes: legal-size fireproof document bag(15''x11'')*1, A4/letter-size fire proof bag for documents (12.7''x9.8'')*1, fireproof envelope bag for certificate (10''x7.8'')*1, and small fireproof money bag for cash / passport (8''x5'')*1 BUILT FOR REAL EMERGENCIES - This fireproof waterproof document bag ensures that your and your family's important documents are safe, even in the event of an unforeseen emergency. Andyer fire safe bag has passed the Global Flammability Standard and Vertical Flame Test (SGS UL94 V-1). Don't settle for a water and fire proof document bag that could jeopardize your important documents SUPERIOR WATER RESISTANCE - With professional water-resistant coating, zippers, Velcro flap seals, and seamless one-piece construction, this bag effectively protects your documents from leaks, rain, and emergency sprinkler systems. Ideal for home, office, travel, and emergency preparedness HIGH-VIZ FOR FAST EVACUATION - With the night-reflective strip design, you can instantly locate your fireproof cash and document bags even in darkness. Time is life in a fire; our goal is to help you quickly find your essentials and evacuate safely during critical moments EASY TO STORE, LIGHTWEIGHT & FOLDABLE - Easy to grab and go, or just store in your fireproof safes, drawers or go-bags for peace of mind. Designed to protect all your valuables, passports, legal documents, contracts, certificates, cash, jewelry and other valuables. Ideal gift for your friends, family and clients
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Backups & Storage

Keep copies of scans, receipts, and case paperwork. Redundancy beats regret.

2 items
Kepmem Flash Drive 64GB Pack of 10
Redundant backups Best for: document copies

Kepmem Flash Drive 64GB Pack of 10 Thumb Drives Bulk 64 Giga USB Drives Value Metal USB 2.0 Memory Sticks Swivel Pen Drive 64 GB Portable Jump Drive Colorful Multipack Zip Drives for Data Storage

Brand Kepmem Memory Storage Capacity 64 GB Hardware Interface USB 2.0 Special Feature 【10 pieces lanyards】, 【360° swivel aluminum cover】, 【LED Indicator , No need to install any software】, 【Reading Speed: 10-15MB/S , Writing Speed: 5-8MB/S】, 【USB 2.0 , backwards USB 1.1】【10 pieces lanyards】, 【360° swivel aluminum cover】, 【LED Indicator , No need to install any software】, 【Reading Speed: 10-15MB/S , Writing Speed: 5-8MB/S… See more Write Speed 5-8 About this item 10pack 64 GB: Including 10 pack mixed colors USB 2.0 thumb drives 64gb. With 10 pieces lanyards so the usb drive can be carried conveniently. With LED indicator, light flashes when uploading / downloading files to it, transfer status at a glance Reliable universal: Swivel 64 GB flash drive support Windows 7/8/10/11/12/Vista/XP/Unix/2000/98/ME/NT Linux/Mac OS, etc. Compatible with USB 2.0. Reading speed is 15MB/s, writing speed is 8MB/s, to ensure high-speed data transmission Plug and play: No need to install any software. Memory stick can be used in computer, TV, speaker, notebook, car audio and others. Suitable for storing, transferring and sharing digital data for work, school, business, daily usage or traveling Aluminum cover: Pen drive with 360° swivel aluminum cover to protect USB connector. The end of the jump drives with eyelet hole that can easily be attached in your key chain, backpack, lanyard. Safety and easy carrying, take your data anywhere Application: Brand the flash drive with your company's name and provide company's overview, policies, etc. to the newly joined employees or your customers. Popular as Teacher's day/Wedding/Graduation/Company Meeting/Exhibition gift
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1TB Portable SSD
Fast storage Best for: big archives

1TB Portable SSD, Up to 2100MB/s, Supports Apple 4K 60fps ProRes, External Hard Drive USB 3.2 with USB-C & A for iPhone 15/16/17, Android, Mac & PC, Ideal for Photographers & Content Creators

High-speed external storage for large files, long-term backups, and document/video archives.

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Budgeting & Tracking

The point is visibility. If you can’t see your money clearly, someone else can “move it” without you noticing fast enough.

2 items
Clever Fox Budget Planner
Monthly budget system Best for: beginners

Clever Fox Budget Planner - Expense Tracker Notebook. Monthly Budgeting Organizer, Finance Logbook & Accounts Book, Bill Tracker, A5 (Brown)

Brand Clever Fox Color Brown Cover Material Leather Year 2022 Format Notebook, Organizer Calendar Type Monthly Target Audience Adult Sheet Size A5 Material Paper Binding Unknown Binding See more About this item TAKE CONTROL OF YOUR MONEY & ACHIEVE YOUR FINANCIAL GOALS - Are you looking for the best monthly budget planner to keep your finances organized? Clever Fox Budget Book will help you keep your money organized, spend well and start saving. FIND THE BEST WAY TO ACHIEVE YOUR FINANCIAL GOALS - This budget organizer is not just a tool; it's a framework for achieving your financial goals. The finance planner helps you develop a strategy and break your ambitious goals into manageable monthly tasks. EASILY CONTROL YOUR SPENDING, DEBTS & SAVINGS - This money planner is undated and covers 12 months. Every month features a calendar, a budget plan, and an expense tracker. The budgeting planner also includes 8 savings and 12 debt trackers. USER GUIDE & BUDGETING STICKERS - Measuring 5.8 by 8.3 inches, this bill planner features a vegan leather hardcover, thick 120gsm paper, pen loop, elastic band, 3 bookmarks, pocket for receipts, budgeting stickers, and a user guide. 60-DAY GUARANTEE - We will exchange or refund your Budget Planner Organizer if you aren’t satisfied with your budgeting workbook for any reason. Reach out to us via message to refund your financial planner.
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Clever Fox Income & Expense Tracker
Ledger / bookkeeping Best for: small business

Clever Fox Income & Expense Tracker – Accounting & Bookkeeping Ledger Book for Small Business – 1-Year Record Notebook, A5 (Black)

Brand Clever Fox Color Black Theme Book Sheet Size A5 Pages 113 Cover Material Faux Leather Style Modern Ruling Type Squared Special Feature Bookmark, Hard Cover Product Dimensions 8.43"L x 6.02"W x 0.67"Th See more About this item PERFECT LEDGER BOOK FOR SMALL BUSINESSES: This accounting ledger book for small businesses will help you organize finances, sort and summarize transactions, create balance summaries and set you up for financial success. SWITCH TO EFFICIENT & STRESS-FREE ACCOUNTING: This accounting book is undated and lasts a whole year and has 113 pages, including 53 weekly views, an annual summary, empty note pages, and, at the back, a spacious pocket for receipts. TAKE CONTROL OF YOUR FINANCES & SUCCEED: With this detailed record of all transactions and totals, you will be able to easily analyze your finances and quickly prepare accurate financial statements. COMPACT A5 FORMAT & DURABLE DESIGN: This bookkeeping record book comes in A5 format (5.8 by 8.3 inches) and has an eco-leather hardcover, 120gsm no-bleed paper, elastic, pen loop, bookmark, pocket for notes, and a user guide. 60-DAY MONEY-BACK GUARANTEE: We will exchange or refund your receipt book for small business if you aren’t satisfied with your expense tracker notebook for any reason. Reach out to us via message to refund your small business supplies.
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