Terms of Use

1) Purpose and informational nature

Bad Money Times provides informational and commentary content about fraud, scams, financial crime, and related topics. Content is provided for general educational purposes only.

2) No legal, financial, or professional advice

Nothing on this site constitutes legal, financial, medical, or professional advice. You should not rely on this site as a substitute for advice from a qualified professional in your jurisdiction.

3) Accuracy, updates, and case changes

We aim to be accurate and to label allegations appropriately (e.g., “according to prosecutors” or “according to court records”). However, we do not guarantee that all content is complete, current, or error-free. Cases and legal outcomes may evolve over time (appeals, resentencing, dismissals, corrections). We may update content when new official information becomes available.

4) Acceptable use

You agree not to use this site to:

• Harass, threaten, dox, or encourage harassment of any person or organization.
• Engage in unlawful, harmful, or abusive behavior.
• Attempt to interfere with the site’s operation, security, or availability.
• Upload or transmit malware, spam, or malicious code.
• Misrepresent your identity or affiliation.

5) External links

This site may link to third-party websites (including YouTube, government portals, and product pages). We do not control and are not responsible for third-party content, policies, or practices. You access third-party sites at your own risk.

6) Affiliate disclosure

Some links on this site may be affiliate links. If you choose to buy through them, we may earn a commission at no extra cost to you. Affiliate links are provided for convenience and do not constitute an endorsement or guarantee.

7) Intellectual property

Unless otherwise noted, site content (including text, layouts, branding elements, and original graphics) is owned by Bad Money Times and is protected by applicable intellectual property laws.

You may share links to our content and quote short excerpts for commentary or review, provided you give proper attribution and do not imply endorsement. Any broader reuse, reproduction, or redistribution requires permission.

8) User-generated content (if enabled)

If comments, submissions, or contact forms are enabled, you are responsible for any content you provide. You agree not to submit content that is illegal, defamatory, hateful, or infringing. We may remove content at our discretion.

9) Limitation of liability

To the maximum extent permitted by law, Bad Money Times and its operators shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from your use of (or inability to use) this site or reliance on any content.

10) Indemnification

You agree to indemnify and hold harmless Bad Money Times and its operators from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of your use of the site or violation of these Terms.

11) Changes to these Terms

We may update these Terms from time to time. The “Effective date” at the top will reflect the latest revision. Continued use of the site after changes means you accept the updated Terms.

12) Contact

If you need to contact us about these Terms, add a contact method here (email or contact form).