Privacy Policy
This page explains what information Bad Money Times collects, how it’s used, and the choices you have.
Effective date: January 6, 2026
1) Information we collect
We collect limited information to operate the site:
- Newsletter information: If you subscribe, your email address is collected via MailerLite.
- Usage data: Basic, aggregated analytics (such as page views and referrers) may be collected by hosting or analytics services.
- Voluntary contact: If you contact us, we receive the information you choose to provide.
2) What we do not collect
We do not knowingly collect sensitive personal information such as government ID numbers, banking details, or precise location data.
3) How information is used
Information is used to:
- Send newsletters or updates you explicitly signed up for.
- Improve site performance and usability.
- Respond to inquiries or requests.
- Maintain site security and prevent abuse.
4) Cookies and similar technologies
This site may use cookies or similar technologies provided by third-party services (such as analytics, hosting, or newsletter tools).
You can control or disable cookies through your browser settings. Disabling cookies may affect site functionality.
5) Third-party services
We rely on third-party services to operate this site, including:
- Cloudflare: hosting, security, and performance.
- MailerLite: newsletter subscription and email delivery.
- YouTube: embedded videos and external links.
- Affiliate partners: when you click certain outbound links.
These services may collect data according to their own privacy policies. We do not control their practices.
6) Affiliate links
Some links on this site are affiliate links. If you click and make a purchase, we may earn a commission at no extra cost to you. Affiliate partners may use cookies or tracking links to attribute purchases.
7) Data retention
We retain personal information only as long as necessary to fulfill the purposes described in this policy or as required by law.
8) Your choices
You have the right to:
- Unsubscribe from emails at any time using the link provided.
- Disable cookies through your browser.
- Request access, correction, or deletion of your data (subject to legal limitations).
9) Children’s privacy
This site is not directed at children under 13. We do not knowingly collect personal information from children.
10) Changes to this policy
We may update this Privacy Policy from time to time. The effective date above reflects the latest version. Continued use of the site means you accept the updated policy.
11) Contact
If you have questions about this Privacy Policy, add a contact method here.
Contact: owner@badmoneytimes.com